Quotes Shark

Women’s car insurance has been popping up every on top of the net and our TV screens lately. There’s a full new

class of insurers like Sheila’s Wheels and Cover Girl who offer car insurance for ladies just. They promise lower premiums for women drivers

since, they claim, it’s cheaper for them to insure women. Women are greater drivers so a lower risk, they say. They have fewer accidents, fewer driving

convictions and when they do have an accident, the repairs are commonly cheaper. So, is it in reality

real, or is it simply another marketing gimmick?

The answer to the question is both yes and no. Women just insurance companies are marketing to a specific niche – women drivers. Of course it’s a gimmick, but like

the greatest marketing gimmicks, it is based in reality. Here are the facts about women drivers and insurance:

-92% of driving convictions are handed out to men.

Those figures are changing, though, since women become extra aggressive drivers. According to information gathered by the car insurance comparison

site confused.com, 16.8% of male drivers have convictions on their driving record, compared to 9.8% of female drivers. That number is up from 4.8% of woman drivers

just three years ago.

-Men drive differently than women.

A whopping 98% of dangerous driving convictions were handed out to male drivers last year. According to each the research, men tend to be more forceful and

competitive behind the wheel than women, and that in nature leads to extra accidents. Women tend to drive extra slowly – commonly within the speed

limits – and to drive shorter distances. All of those facts add up to fewer accidents that involve women. (So much for each those jokes about lousy women drivers. The

statistics say otherwise.)

-Insurance companies reimburse out less inside damages for policies taken out by women.

When women do get into an accident, they tend to be of the fender-bender scrape selection. Overall, insurance companies have

always known that woman drivers cost them less in payouts.

However, that doesn’t necessarily translate to the lowest premiums from companies that only insure women. In fact, a lot

of of them offer actual quotes that are on top of the rate you’d be quoted from a more generic motor insurance company. The

detail is that despite the widespread sentiment that women drivers underwrite their extra costly male counterparts by paying higher

insurance, most insurance companies offer lower insurance rates to woman drivers since a customary part of doing business.

That’s not to say that you won’t purchase the best price from an insurer who just insures women’s cars. The bottom line is the same

as it is with some other auto insurance decision. Shop around. Pay for insurance rate quotes from a number of different

companies previous to you choose on the policy that’s finest for you. Keep inside mind when you’re comparing policies that you

must ever compare like using like. Want on the specific cover up that you

decide before you start requesting quotes, and make sure that the rate you’re quoted includes every the cover up you

need. It’s really the simply way to be totally certain you’re getting the

best cover for your money.

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