Short Term Car Insurance – The Choice for A Short Term Hired Car Requirement
It is common knowledge that one requires car insurance, but how many of us have heard of short term car insurance? This is generally also known as temporary insurance cover is an insurance policy that exists for a short period, about one month – 28 days to be precise. At times, you may need to use someone else’s car, such as when you have given your car to the garage for servicing and you need to travel out of town for an important, unavoidable meeting—at such times you would require a short term car insurance cover. It is also possible that you may decide to go on a family vacation and also decide to rent a vehicle; you can purchase a short term car insurance policy even in this situation. Alternatively, if you are the person from whom a friend wants to borrow a car, you can advise him to get short term car insurance cover for himself.
Normally all short term policies are comprehensive and are available from the insurance companies at very short notice too. Moreover, a temporary car insurance policy does not disturb the no-claim bonus benefits available on normal car insurance. So even if your car is having a normal comprehensive car insurance policy, your friend who would like to borrow your car can still apply for a temporary car insurance coverage for a few days. Take for example a situation where you decide to go on a vacation to one of the picturesque sea resorts and hire a car during the tenure of your stay in order to move around comfortably in the nearby areas. You can just call up the nearest insurance provider who would be willing to provide you with short termed auto insurance on the vehicle that you took on hire.
Some of the major insurance companies provide added benefits to temporary auto insurance policy holders like temporary break down cover, uninsured loss recovery and cover valid throughout the country even if you happen to travel a short distance.
Students and new would-be car owners are well advised to opt for a short term car insurance if they are contemplating a purchase of a new car, since that would be required if the prospective owner would like to have a test drive of the car to finally decide which car to go in for.
